Damage to the roof, especially after a storm has passed, can either be obvious or hidden. No matter how severe it is, immediate action is necessary to restore the roof to its original condition. For some reason, however, many homeowners still subscribe to certain notions that have been dismissed as mere misconceptions.
Today, we debunk the most common myths about storm damage.Myth 1: “No Repairs Are Necessary Since Roof Doesn’t Look Damaged.”
It is always a good idea to step out of your home after a storm has passed and perform an inspection. However, don’t make the mistake of disregarding repairs just because your roof or any exterior component doesn’t look damaged. It could have a small crack, dent or puncture that, if not identified or dealt with, can worsen over time. Regardless of what your home looks like after the storm, you must call your local roofer for a thorough inspection.Myth 2: “My Roofing Warranty Will Cover the Damage.”
Many homeowners have this belief that their warranty will cover any roof damage: this is not necessarily true. Even with industry-wide coverage improvements, your warranty may still be voided if there’s undocumented storm damage. To be sure, take the time to read the terms and conditions of your warranty coverage. Also, contact your trusted roof repair and replacement contractor and insurance provider as soon as possible to help you get started on your claim.Myth 3: “If I Don’t File a Claim, Rates Won’t Increase.”
Whether or not you file a claim, your insurance company may increase your home insurance rates, especially after a storm hits. If you’ve filed claims in the past, own a property with a history of claims or live in an area prone to severe weather, it’s likely that your premium will increase. Even if the roof sustained minor damage, you can still file a storm damage claim with your insurance company. Be sure to do it right away so you get full compensation.
When you face this kind of situation, you can always turn to the pros for assistance. At Benjamin Brothers Construction, we can perform a free inspection to see whether or not the damage to your roof and your home warrants an insurance claim. Our roof replacement pros work with all insurers and have completed hundreds of insurance jobs from start to finish.
Call (847) 533-5505 today to learn more. You may also fill out our contact form to schedule an appointment.